Cash Buyer vs iBuyer
Local cash home buyers since 2016. 1,000+ houses bought in St. Louis MO & IL. We buy 50+ homes a year. 4.7 on Google from 65+ reviews. Read Google reviews.
As-is cash offer. No repairs. We typically cover closing costs. About 2 weeks. You pick the date.
“iBuyer” here means a national instant-offer brand, the kind that emails a number from a model, then sends an inspector. House Sold Easy is not that. We are a local cash buyer in Brentwood. David Dodge or Michael Slane walks the house. We buy and close ourselves. We can show proof of funds before you sign.
The three-way explainer is cash buyer vs iBuyer vs realtor. This page is the cash-vs-iBuyer example. Hub: compare your options.
What is different
| Factor | House Sold Easy | Typical iBuyer pattern |
|---|---|---|
| Who you meet | David or Mike, local | A process, often remote first |
| How the number starts | Address, questions, then a walk | A model, then an inspection |
| Fees | No service fee from us | Many iBuyers charge one. Ask them |
| Repairs | We buy as-is | Repair credits after their inspection are common |
| Proof of funds | Yes, before you sign | Ask that company |
| Who closes | We are the buyer | Read that contract |
We do not publish another company’s fee. If an iBuyer sends you a net sheet, use theirs. Do not use a percent you read on a blog.
Example net proceeds (labeled example only)
iBuyer path (example)
- Starting figure: $100,000
- Example repair credit after their inspection: $4,000 (not a bid, not their policy)
- Example net before loan payoff: $91,000
House Sold Easy cash path (example)
- Service fee: $0
- Repair credit after you accept: $0. We priced the house as-is
- Example net before loan payoff: $90,000
When an iBuyer can be fine
The house is already in list-ready shape, you like their date, and their final net (after inspection) still works. Read the contract for fees and credits before you sign.
When a local cash buyer is the better fit
Fire or water damage, tenants, a vacant house, a lien, or a date that cannot wait on their inspector. Sell fire-damaged. Sell with tenants. How cash buyers figure an offer.
Common questions
Are you an iBuyer?
No. Local office: 1750 S Brentwood Blvd, Suite 503, Brentwood, MO 63144.
Will you match an iBuyer number?
We write our own number after we see the house. Bring theirs. We will say if listing or their sheet looks better.
Do you charge a seller service fee?
No.
See also
Cash vs listing with an agent. Cash vs FSBO. Call 636-525-1566.