Apply for a Home

What We Look For

• Gross income of at least 3 to 4 times the monthly payment.
• Cash for the option fee and first month’s payment (typically 2 to 3%).
• At least 2 landlord references and no evictions in the last 4 years.
• Verifiable job history and income.
• A background check. Most misdemeanors and minor infractions are okay.
• If credit is the issue, a commitment to fix it so you can get a mortgage in 12 to 24 months.
• You want to own the home, not rent forever.

If you can show all of this, you qualify. It is that simple.