Cash Buyer vs For Sale by Owner

For sale by owner (FSBO) means you skip hiring an agent. You still have to price the house, get a buyer, negotiate, and close. Most FSBO buyers still use a loan. A cash buyer is a different job: we walk the house, write a number, and close as the buyer.

House Sold Easy does not run your FSBO listing. Sell my house is the cash-vs-FSBO money page. This page is the honest example. Hub: compare your options.

What you still pay on a FSBO

No agent does not mean no cost.

• Seller closing items (title, recording, any agreed credits)
• Repairs or credits a financed buyer’s inspector will demand
• Time on market while you advertise and host
• The risk the buyer’s loan fails

Missouri does not charge a statewide real estate transfer tax; some localities do. The title company shows the line. Seller closing costs.

Example net proceeds (labeled example only)

FSBO path (example)

• Starting figure: $100,000
• Agent commission: $0 (you did the listing work)
• Example seller closing items: $2,000 (round stand-in, not a St. Louis average)
• Example repairs or credits to get a financed buyer to the table: $7,000 (not a bid)
• Example net before loan payoff: $91,000

Cash-buyer path (example)

• Commission: $0
• Typical seller closing we cover: $0 on our standard items
• Repairs you do: $0 (as-is)
• Example net before loan payoff: $90,000

When FSBO is the better fit

The house already shows well, you can host, and you have a buyer or the time to find one. Run the title estimate before you celebrate the missing commission.

When cash is the better fit

The house needs work, tenants are in place, you inherited it, or you need a date. Sell as-is. How it works.

Common questions

Do you help me list FSBO?

No. We buy the house or we do not.

Is the $90,000 cash line real?

No. It is example math. Offers follow a walkthrough.

Can I try FSBO and still call you later?

Yes. Call 636-525-1566.

See also

Cash vs listing with an agent. Cash vs iBuyer.